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Our home finances just got a little better

by The Shopping Maniac

Earlier this week I finally got a much needed financial break. A bill came in on Monday and it’s a new bill that we’re just getting used to paying … it was over $100 less than I’d estimated that it would be. Yah!

It’s actually our car payment. We took the money out of our line of credit to pay for our used car, so that’s one of the reasons why I wasn’t exactly sure how much the monthly bill would be as it has a variable interest rate and this is the first month that we’re paying the full amount.

My husband and I are also in the midst of quitting smoking! My husband isn’t a very heavy smoker and he’s been able to just stop, but I’m doing it a little more slowly with medication. Anyway … I think by the end of the month this will be a smoke free house. So that means that we’ll have LOTS of extra money.

Well not really. We should put that extra money down on things like the car payment I was talking about above, or the mortgage etc. Of course … it would be nice to take a winter vacation for once. I haven’t done that for years! Naturally, if we did take a winter vacation we’d have to be on the look out for cheap life insurance as I never travel abroad without getting insurance. Health insurance too.

Anyway, it’s very nice that one bill that I thought was going be quite large is less than I had expected, and if my husband and I stick to our guns we’ll be non-smokers by the end of the month as well … so both our health and financial picture will look a lot better by November.

Knocking on wood now … hoping nothing else in our house suddenly breaks down ….

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